Structured template for credit committee submissions.
Expand each section to view required content.
- ▸Project name, sponsor, and sector
- ▸Business model (e.g., mini-grid, C&I solar, e-mobility)
- ▸Transaction amount, tenor, and guarantee request
- ▸Key risks and mitigants summary table
- ▸Decision required (approval of InfraCredit guarantee)
- ▸UBO disclosure and ownership structure
- ▸Track record: number of operational sites, P&L performance
- ▸Management and governance capability
- ▸Financial strength: audited accounts, leverage, EBITDA
- ▸Description of the project and scope
- ▸Technical design (EPC/OEM, system size, useful life)
- ▸Offtakers and contracts (PPAs, lease agreements)
- ▸Expansion plan / pipeline of future projects
- ▸Demand analysis and willingness-to-pay evidence
- ▸Tariff structure and subsidy reliance
- ▸Regulatory approvals/licences (NERC, state permits)
- ▸Policy alignment with Nigeria's Energy Transition Plan
- ▸Capital structure (Debt: Equity split)
- ▸Uses and sources of funds
- ▸Financial model: DSCR, IRR, breakeven point
- ▸Base case, downside, and extreme scenarios
- ▸Sensitivity analysis (e.g., 50% PUE uptake, grant delay)
- ▸Exposure limits check vs InfraCredit thresholds
- ▸Technical DD — EPC/OEM validation, capacity factors, O&M plan
- ▸Legal DD — enforceability of contracts, land rights, permits
- ▸Financial DD — stress test, subsidy reliance analysis
- ▸ESG DD — IFC PS compliance, battery recycling, gender inclusion
| Risk Category | Description | Mitigants |
|---|---|---|
| Construction Risk | Delay in EPC/OEM delivery, cost overruns | Contracted EPC with track record, warranties, performance bonds |
| Demand Risk | Lower consumption or delayed PUE uptake | Phased rollout, anchor customers secured, sensitivity modelling |
| Regulatory Risk | Licences/permits delayed or revoked | NERC/state permits obtained pre-disbursement, legal DD |
| Financial Risk | Equity shortfall, reliance on subsidies | Bank evidence of equity, disclose grants, stress-test model |
| ESG Risk | Battery disposal, weak gender inclusion | Recycling plan, ESG KPIs, IFC PS compliance |
- ▸Execution of binding PPAs
- ▸Proof of equity funding (bank statement)
- ▸Subsidy disbursement confirmation
- ▸Binding insurance policies
- ▸Land title/lease registration
- ▸Escrow and DSRA funding
- ▸InfraCredit PMT recommendation (including lessons learned from NBC)
- ▸CRO/Risk Division endorsement
- ▸Decision request: approval of guarantee subject to CPs
- ▸Financial model outputs
- ▸Sponsor's historical financials
- ▸Management CVs
- ▸Exposure compliance tables
- ▸ESG due diligence summary
- ▸Abbreviations and glossary